A J REAL ESTATE APPRAISAL SERVICES is the company you should trust when it comes to bank owned properties in Sacramento County

When there is a house in foreclosure, you need to know market value versus a "quick disposition" assessment to evaluate your likely charge-off liability. At A J REAL ESTATE APPRAISAL SERVICES, we have the background in both supplying snapshots of market value for our mortgage lending clients, in addition to "quick sale" forecasts that consider your urgency.

	You need a company with the experience to work with the special dynamics of a foreclosure appraisal. Contact A J REAL ESTATE APPRAISAL SERVICES for a company you can count on.

Occupants of homes in foreclosure may be disinclined to allow an inspection of the house, thus presenting specific challenges. Sometimes the homes show signs of vandalism, often by the residents themselves. Or, it's likely you'll find the residents have moved out or the home neglected for extended periods of time.

For a property that has reverted to Real Estate Owned, you probably will want it off your hands as quickly as possible. But you might want to know and examine three values - "as-is", "as repaired", and "quick sale". These symbolize:

• The value of the house without any work done to it
• Value with the repairs necessary to make the property marketable at full market value - consistent with similar real estate in the area
• With minimal investment in repairs - to get rid of the home quickly, probably to someone who'd prefer to finish the job themselves